![People Banner](/sites/default/files/styles/max_1300x1300/public/people_editor/2024-06/1000020252.png?itok=MBMxe5mU)
Benefits | Group Income Continuance Scheme
![Woman sitting beside MRI machine with medic taking notes](/sites/default/files/styles/traditional_television/public/people_editor/2024-06/pexels-mart-production-7089631.jpg?itok=uyR4PmKx)
Income continuance support
The DCU Group Income Continuance Scheme protects your salary against the impact of illness or disability, providing you with a replacement income should you fall ill and become unable to work.
Exclusively available to DCU staff members, the security and benefits of this Income Continuance Plan are not available anywhere else.
Scheme Components
The Group Income Continuance Scheme consists of:
1) A Salary Protection Plan, which provides cover in the event of long-term disability short-term temporary disability
2) A Life Plan, which provides death-in-service cover of twice your annual salary
3) Specified Illness, which provides you with a once-off lump sum if you are diagnosed with one of the Specified illnesses listed in the policy document
4) Option to avail of the Retired Members’ Life Cover Plan without underwriting at retirement
Opting out - or in
You reserve the right to opt out of the Group scheme.
When you receive your contract, you will also recieve an opt-out form.
If you previously opted out and now want to join please complete the application form.
Early Intervention Programme
As part of your membership of the Scheme, Cornmarket have introduced the Early Intervention Scheme (EIS). This scheme aims to support staff in their return to work following an illness or injury at no additional cost to the member.
Members should contact Cornmarket if they have been absent for a continuous four-week period. Further Information